Showing posts with label underwriting. Show all posts
Showing posts with label underwriting. Show all posts

Monday, June 27, 2016

Direct Access


There’s another little tidbit that could benefit your buyers.  VA will allow cash out refinances (not all lenders do though) of up to 100%!  This is, to our knowledge, the only product on the market that allows this. 

We also have a unique advantage when it comes to VA and other loans – Patty Aguon.  She had (until she became a retail loan officer) been underwriting VA, FHA, conventional, and jumbo loans for the last 15 years.   She also was the Operations Manager and Underwriting Manager for two of the area’s largest loan companies.  Imagine – having direct access to the underwriting manager – now you do!

Check out OUR rates, we’ve got some of the best in town!
Based in Folsom, California, Sierra Pacific Mortgage has 144 offices nationwide. The Easterbrook Team at Sierra Pacific is associated with the #1 office in the nation for SPMC for 2015.  We want to thank you so much for the support.  Come by and visit our office at 806 Bidwell Street in Folsom.  Keep the loans coming and we’ll keep closing them at lightning speed with a positive, smooth, and transparent experience.  Call us at (916) 850-6050.    

Monday, February 1, 2016

Yikes! 6 Reasons Home Deals Can Go Straight to Hell

You fell deeply in love with an updated Victorian, knocked a few grand off the asking price, and maybe even bought a spiffy camelback sofa for your new living room. Sweet! Still, until you close and the keys are in hand, there’s a sliver of dread in your mind: What if your dream of homeownership falls apart at the last minute?
This possibility does exist: A survey by the National Association of Realtors® found that 1 in 16 home deals falls through. Here, Realtors® explain why it happens—so you, dear home buyer, can learn how to keep these curveballs from crashing into your dreams.

Reason No. 1: A change in credit score

Credit scores can fluctuate between loan approval and closing. Just one missed bill payment could lower your FICO score and increase your mortgage payment, or even make you ineligible for the mortgage.




To Continue Reading this Article Click Here!




To discuss your home buying needs please contact The Easterbrook Team Today!
John Easterbrook-916.224.7653
Patty Aguon-916.833.5063
EasterbrookTeam@spmc.com