Showing posts with label planning. Show all posts
Showing posts with label planning. Show all posts

Friday, January 4, 2019

Resolution, Shmesolution



This weekend will be one of introspection for many of us in the real estate and loan business.  While still in the dawn twilight of 2019, we still have a little time to plan before being shot out of a cannon during peak buying season.  On the Easterbrook Team, we know how hard most of you work and we’ve been watching how you work.  Whether you’ve made your 2019 business plan or are still collecting your thoughts, we thought we’d share a few observations that we’ve made from our top agents.
1.    Start Early – This doesn’t necessarily mean rush out the door at 6am to sit at your office desk (or maybe it does – that’s up to you), but rather take the quiet hours before the day starts to go to the gym, have coffee, or do whatever it is that allows you to plan your day out your way, instead of having your day run you.
2.    Be a Social Media Star – on the Easterbrook Team, we have content for you and we can help you up your game by sharing or, heck, copying our daily posts about our industry – check out and  like our Facebook page (CLICK HERE).  Be the area expert and let your knowledge shine.
3.    Get Out More - Join a club, volunteer and become more active in the community. This is the best way to meet more people who could need the real estate services you provide.
4.    The Phone is Your Friend – while email is great, the phone has a much higher and effective connection rate.  Pick up the phone and call all the people you did business with in 2018 and wish them Happy New Year– it’s a great start.
5.    Want to Reinvent Yourself? – If you absolutely must reinvent yourself, master marketer Seth Godin has a 7 step plan for you (CLICK HERE). 
On the Easterbrook Team, we want to be a part of your success.  We want to help you do more of what you are already doing.  Your resolutions don’t necessarily need to be revolutionary, just a positive commitment to be the best you can be. Good luck – we’re here to support you right by your side.
The Easterbrook Team – We Make the Loan Process Easy

Monday, November 27, 2017

To Pay or Not to Pay!


Should You Pay Off Your Mortgage?


If you are planning on paying off your mortgage, you won't be alone.  Nearly half of the borrowers last year between the ages of 65 and 69 had their homes paid free and clear.  If you have the means and are considering paying off your mortgage, there are 3 compelling reasons to do so:

  1. Increasing Your Net Worth - although a home is usually an excellent investment, by not paying a mortgage with your assets, they can be allocated to other investments that gain interest and increase wealth.
  2. Reduce Interest Expense - relating to reason #1, paying a mortgage will drain your assets.  A typical $200,000 30 year mortgage at 4%, will cost you $145,000 in interest over the life of the loan.
  3. Reduce Debt Stress - for many, having a mortgage looming over their head can be very stressful.  Not having a mortgage can give many homeowners a feeling of safety knowing that if there is an interruption in the flow of income, the house will not be put at risk.   

Whether you are planning on keeping your mortgage in place, planning on accelerating the payments, or considering paying it off, we on the Easterbrook Team are happy to consult with you to find solutions that meet your retirement needs.

916.850.6050