Homeowners insurance covers your property itself. Each
insurance plan is different, but it typically protects damage to the structure
of your home and your personal belongings, and liability in the case of a
lawsuit. Private Mortgage Insurance (PMI) protects your lender if you
stop making payments on your loan. It typically comes in the form of a monthly
payment that is added to your existing mortgage payment, and is usually
required for those who make a down payment of less than 20%. Want to know more?
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