Tuesday, November 14, 2017

Interesting Part of New Tax Proposal

Refi now to secure the rate on your $500K+ loan so you can deduct the full interest

The Easterbrook Team is your source for mortgage lending.
916.850.6050  EasterbrookTeam@spmc.com

Friday, November 10, 2017

Amazon Camperforce






Have you two heard of this? Amazon Camperforce.  It's a large group of homeless RV'rs that traverse the US working odd jobs.  It's a thing.


The Easterbrook Team
916.850.6050
EasterbrookTeam@spmc.com

Do You Know Who Jeff Bezo Is?



Jeff Bezos’ guide to life!


This is a great article about the founder of Amazon, Jeff Bezos.  The interview was done by Jeff's brother, so it includes some insight into one of the richest guy in America.


To Read the Article Click Here!



The Easterbrook Team
916.850.6050
EasterbrookTeam@spmc.com


Monday, October 30, 2017

The Top Skills for a Real Estate Agent




According to the NAR, nationwide, people skills topped the list of important skills for a residential real estate agent (86%) followed by self-motivation (84%) and negotiation skills (73%).  For California agents, negotiation came in at the top of the list, followed by analytical reasoning.   


The Easterbrook Team
"We Make the Loan Process Easy!"

Wall Street Professionals Scale Down in Housing




They still are paying a mint for housing, but Wall Street professionals are not into big showy homes as they have been in the past.  The new trend is a practical size home of approximately 1,600 – 2,100 square feet, but location is everything.  “Median” priced homes (around $6M) in Greenwich near the financial district have gone up 34% year over year lately. 


Call The Easterbrook Team Today!  We are your home loan source!
"We Make the Loan Process Easy!"
916.850.6050

Tuesday, October 24, 2017

The VA Loan



The VA loan offers the best rate and terms to the veteran.  Call us and we'll guide you through the process.  Here's an article on the 5 top benefits to going VA. But seriously, just call us and we'll guide you to a fast approval on the home of your dreams.  On the Easterbrook Team, "We Make the Process Easy"


The Easterbrook Team
916.850.6050


Monday, October 23, 2017

How Banks are Aiding in the Sonoma Fire Recovery





Brett Gripe said he wants to rebuild after losing his house in Larkfield’s Mark West Estates neighborhood to the Tubbs fire.

“I think so. Still, it’s too early to tell,” said Gripe, a retired police officer who teaches at Santa Rosa Junior College’s police training academy and referees youth sports. He and his dog escaped from the fast-moving fire thanks to a family friend who knocked on his door at 1:30 a.m. on Oct. 9 to wake him up and tell him to flee.

As part of the recovery process, Gripe has had several phone conversations with officials at his insurance company, Safeco. He’s also been in touch with his mortgage lender, Exchange Bank, where he had just recently refinanced his home loan.

Mortgage lenders are urging the thousands of displaced homeowners like Gripe to reach out to them in the aftermath of the devastating wildfires so fire victims can begin the process of either rebuilding or moving on, leaving behind the home they once had.

“Most of us haven’t been through anything like this before,” Gripe said. “I have lived in Santa Rosa most of my life. Hopefully, they will rebuild the neighborhood.”

While homeowners do reach out to their insurance agents right after natural disasters, mortgage lenders may be an afterthought. But those banks also play a critical role in the recovery process and can aid loan holders as they start down a path that will be new and foreign to the vast majority of them. Most notably, the homeowner is still responsible for their mortgage and property taxes as they go through the claims process.

“People really need to reach out. At Redwood, we want to help people,” said Diane Berthinier, senior vice president of lending at Redwood Credit Union, which had customers who lost their homes. “Everybody is here to help.”

Mortgage holders could be eligible for immediate relief, depending on their circumstances. Redwood, for example, is willing to defer mortgage payments if borrowers are financially strapped as a result of the fires. “There are a lot of people living just paycheck to paycheck,” she said.

Wells Fargo Bank is offering a 90-day relief period for its mortgage customers in areas where residents are eligible for individual assistance by the Federal Emergency Management Agency, said spokesman Ruben Pulido. Homeowners outside those areas could be eligible for relief and should contact the bank. The company has 53,000 home lending customers in Northern California who could have been affected by the wildfires. To read more, here's the article: CLICK HERE.

The Easterbrook Team is your source for home loan mortgages.

"We Make the Loan Process Easy!"